Business Credit Card
Quantum Bank offers a range of business credit cards tailored to meet the unique needs of entrepreneurs, startups, and corporations. Whether you’re looking for cashback, travel rewards, or expense management solutions, our cards provide competitive rates, business-friendly perks, and advanced security to help you grow your business.
Rates
💼 A simple, low-cost card for startups and small businesses.
- Best for: New businesses looking for a straightforward payment solution.
- Credit Limit: $2,500 - $25,000.
- Rewards: 1% cashback on all purchases.
- Annual Fee: None.
- Extras: Free employee cards, expense tracking tools, and fraud protection.
| APR: | 16.99% |
| Interest Rate: | 1.55 |
Designed for growing businesses with increasing spending needs.
- Best for: Scaling businesses that need higher limits and rewards.
- Credit Limit: $10,000 - $50,000.
- Rewards: 1.5% cashback on all purchases + 2% on business-related expenses (office supplies, utilities, and marketing).
- Annual Fee: $49 (Waived for the first year).
- Extras:
- Auto-expense categorization for tax prep.
- Integration with QuickBooks, Xero, and other accounting software.
- Employee cards with adjustable spending limits.
| APR: | 17.99% |
| Interest Rate: | 1.5 |
✈️ Optimize your business travel expenses and rewards.
- Best for: Businesses with frequent domestic & international travel.
- Credit Limit: $25,000 - $100,000+.
- Rewards:
- 3X points on flights, hotels, and rental cars.
- 2X points on dining and fuel purchases.
- 1X point on all other purchases.
- Annual Fee: $149.
| APR: | 18.99% |
| Interest Rate: | 1.65 |
Testimonials
Miro P
VP of a Global Consulting Firm
With multiple team members traveling internationally, this card’s perks—especially no foreign transaction fees—save us thousands!
FAQs
Business Credit Card FAQs
Applying is fast and easy! You can:
- Apply online in just a few minutes through our secure application portal
- Visit a Quantum Bank branch for personalized assistance
- Call our Business Credit Card Team at 1-800-QUANTUM
Most applications receive a decision within minutes, and approved cards typically arrive in 7-10 business days.
At Quantum Bank, we offer a variety of business credit cards tailored to different needs, including:
- Quantum Business Rewards Card – Earn cash back or travel points on every purchase.
- Quantum Low-Rate Business Card – Enjoy a low ongoing APR with no annual fee.
- Quantum Business Platinum Card – Get premium benefits and higher credit limits for established businesses.
Compare our cards here or speak with a Quantum Bank Business Specialist to find the right fit!
Our business credit cards come with exclusive benefits, including:
✅ Flexible credit limits to support your business expenses
✅ Rewards programs with cash back, travel perks, or discounts on business purchases
✅ Expense tracking tools to manage spending and categorize purchases
✅ Fraud protection with zero liability for unauthorized transactions
✅ Employee cards with customizable spending limits
Disclosures
- APR Rates Subject to Credit Approval. Actual APR is based on the applicant’s creditworthiness and may vary.
- Introductory APR Offers. Balance transfer and purchase intro APRs apply only to new accounts and are valid for the specified period. Standard APR applies afterward.
- Rewards Redemption. Cashback and points must be redeemed per the business cardholder agreement. Travel rewards may have restrictions.
- Employee Cards & Limits. Additional employee cards are free but subject to spending limits set by the primary account holder.