Personal Car Loan
Whether you're buying a new car, a used vehicle, or looking to refinance your current auto loan, Quantum Bank Auto Loans offer competitive rates, flexible terms, and a hassle-free approval process. With quick pre-approvals and low down payment options, we make financing your next ride easy and affordable.
Rates
🚗 Get behind the wheel of a brand-new ride with low rates and flexible terms.
- Best for: Buying a new vehicle from a dealership.
- Loan Terms: 24 - 84 months.
- Loan Amount: Up to 100% financing available.
- Extras:
- Quick online pre-approval.
- No prepayment penalties.
- Optional GAP insurance & extended warranty financing.
| APR: | 4.99% |
| Interest Rate: | 4 |
🔄 Lower your monthly payment or get a better rate.
- Best for: Existing car owners looking to reduce their monthly payments or interest rate.
- Loan Terms: 12 - 84 months.
- Extras:
- Lower your interest rate and save on interest over time.
- Cash-out refinance options available.
- No fees for early loan payoff.
| APR: | 4.75% |
| Interest Rate: | 4 |
🔋 Finance your switch to an electric or hybrid vehicle with lower rates and eco-friendly perks.
- Best for: Individuals purchasing an electric or hybrid car.
- Loan Terms: 24 - 84 months.
- Loan Amount: Up to 100% financing available.
- Extras:
- 0.50% rate discount for eligible EV and hybrid purchases.
- $500 rebate for purchasing a qualifying EV.
- Access to special EV charger financing for home installations.
- No prepayment penalties.
| APR: | 4% |
| Interest Rate: | 3.25 |
Testimonials
Matt C
Tech Professional
Refinancing my car loan with Quantum Bank saved me over $1,200 in interest over the life of the loan. Best financial move I made this year!
Sondra R
Small Business Owner
Buying a used car was stress-free with Quantum Bank’s financing. I got a low rate and avoided high dealership markups!
FAQs
Personal Car Loan FAQs
Most decisions are available in about 60 seconds. In cases where applications require a more detailed review, we'll send you an email when the decision is ready.
Your rate is guaranteed for 30 days from the date of original application approval.
You must be 18 years old or otherwise have the ability to legally contract for automotive financing in your state of residence, and either a U.S. citizen or resident alien (permanent or non-permanent)
We offer flexible financing terms dependent on loan type and subject to collateral, terms and conditions. Our online application allows you to select certain term lengths; you can discuss other term lengths that may be available with your loan officer after your application is submitted.
Disclosures
- Rates & Terms Subject to Credit Approval. APR is based on credit history, loan amount, and vehicle age.
- Loan Amount Restrictions. Minimum loan amount may apply based on vehicle type and age.
- Pre-Owned Vehicle Requirements. Used vehicles must meet Quantum Bank’s condition and mileage standards for financing.
- GAP Insurance & Extended Warranty. Optional add-ons available to protect your investment.