Personal Savings Account
Save smarter and reach your financial goals with Quantum Bank’s personal savings accounts. Whether you’re building an emergency fund, saving for a big purchase, or maximizing your interest earnings, we offer flexible options, competitive rates, and easy access to help your money grow. With smart savings tools and FDIC-insured security, you can save with confidence.
Rates
🔹 A simple, reliable way to start saving.
- Best for: Everyday savers looking for a secure and accessible account.
- Monthly Fee: $3 (waived with $300 minimum balance or direct deposit).
- Extras:
- Unlimited deposits and up to 6 free withdrawals per month.
- Auto-transfer feature to grow savings effortlessly.
- FDIC-insured for security and peace of mind.
| APY: | 0.25% |
| Points: | 1000 |
📈 Boost your savings with a higher interest rate.
- Best for: Those looking for higher returns while keeping savings accessible.
- Monthly Fee: $10 (waived with $5,000 balance).
- Extras:
- Faster growth with tiered interest rates.
- Link to Quantum Checking for automatic round-up savings.
- Priority customer service for high-balance account holders.
| APY: | 1.5% |
🎯 A savings account designed to help you reach specific financial goals.
- Best for: Saving for major purchases, vacations, or life events.
- Monthly Fee: None.
- Extras:
- Custom goal tracking in online banking.
- Automated transfers to reach savings milestones faster.
- Bonus interest rewards when you reach your goal.
| APY: | 1.25% |
| Points: | 1000 |
Testimonials
David P.
Freelancer
Quantum’s High-Yield Savings helps me grow my money faster without locking it away. I earn more just by keeping my savings here!
Anna R.
Teacher
I love the simplicity of Quantum Essential Savings. It’s easy to use, has no hidden fees, and helps me build my emergency fund!
FAQs
Personal Savings
We compound and credit interest to your account monthly.
Interest begins to accrue on the day the account is processed, not the day the application is submitted. The application will be processed at the interest rate that was effective on the day that the application was submitted.
Yes, there is a minimum balance required to open a savings account. Visit our savings account page for details.
Disclosures
- Interest Rates Subject to Change. APYs are variable and can fluctuate based on market conditions.
- Withdrawal Limits Apply. Up to 6 withdrawals per month may be free, with excess withdrawals incurring fees.
- Minimum Balances for High-Yield Accounts. Certain accounts require a minimum balance to earn the highest advertised APY.
- FDIC Insured. All Quantum Bank savings accounts are insured up to the maximum legal limit.